Why You Should Not Ignore that PPI email or Phone Call
It can be very easy to dismiss the PPI emails and telephone calls that you might be getting as unwanted spam. You might think that they are just not relevant to you and that you should not trust those people anyway.
We are right to be cautious about this sort of call or email. It could be anyone getting in touch and how can you be sure that they are not going to con you? However, we could not get on in life if we did not trust some people. You do need to allow them to earn your trust though or research them yourself.
By ignoring information about PPI claims, you could be ignoring an opportunity to make some money and get compensation. Many people dislike the idea of compensation, but with PPI it means that you may have paid out for something that you were missold. This means that you will only be getting money back that you should not have paid out in the first place.
You may not have even been aware that you are paying out any PPI. Therefore it is a good idea to think back and remember whether you have borrowed any money recently. If you ave borrowed money then there is a chance that you may have taken out PPI, with or without your knowledge. Even if you knew that you were paying for PPI, you may have been sold it under false pretences. You may find that you never needed the insurance in the first place, but a salesman told you that you did.
Therefore if you have borrowed any money in the past, it could be well worth getting in touch with a company to find out whether you have paid for any PPI and whether you will be able to claim it back because you did not need it or were not told that you were paying for it.
Of course, if you took out PPI knowingly, understanding exactly what it was for an the advantages it gave you as well as the full cost, then this will not apply for you. In every other case, it can be worth finding out whether you might be due any money because you could have paid out a lot of money and had no need to. Many people are finding things financially tough at the moment and so having a bit of extra money to spend could really help. So by claiming back this money, you could really help yourself get better financially and also get back money that is rightfully yours.
So you will need to find a company to help you out with this claim. You could ask friends and family if they can recommend one, but they may not be able to. You could read online reviews or just look at the websites of a selection of companies to see which you like the look of the best. It is best to do a bit of work yourself to find out which company might be the best for you and that will give you the confidence to trust them with your financial information.